Banks analyze all the details of your application with the utmost seriousness, and certain criteria are unacceptable:

  • Filing at Banque de France;
  • Excessive debt;
  • Joblessness...

The bank also knows how to separate things and make the assessment in a holistic way:

  • a strength (a good saving capacity for example) can offset a quite high debt.

In addition, the banks have different ways of assessing an application. You may be rejected by some credit institutions and be considered as a prime target by others.

You are committed to reimburse your mortgage Loan. Verify your ability to reimburse before committing.